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Ralphs rewards plus Visa CardRalphs rewards plus Visa Card Benefits

EARN FREE GROCERIES FASTER1 

  • 1 point per $1 spent anywhere1 Visa is accepted
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
  • 3 points per $1 spent on the Kroger family of quality brands

Every 1,000 Points = $5 in FREE groceries.

  • Click to Show/Hide Earning Rewards
  • See how much you can earn every 3 months by spending:



    *Chart represents example points only.

  • Click to Show/Hide Travel Benefits
  • Travel & Emergency Assistance Services.2 Helps you coordinate medical, legal, and travel services when you're away from home.

    Travel Accident Insurance.2 You and your eligible dependents are each automatically covered, at no extra cost, for Accidental Death and Dismemberment Insurance.

    • Coverage is effective whenever you have charged to your Card the entire cost of your travel fares on a common carrier (train, plane, bus or ship).
    • Certain restrictions and conditions apply. To receive a brochure describing this coverage, call 1-800-662-8855.

    Auto Rental Collision Damage Waiver.2 Receive 24-hour auto insurance coverage-at no additional cost-for damage due to collision or theft.

    • To activate the coverage, simply initiate and complete the entire rental transaction using your Card and decline the auto rental company’s collision damage waiver (CDW/LDW) option or similar provision.
    • You will be reimbursed for damage due to collision or theft up to the actual cash value of most rental vehicles when certain terms and conditions are met.
    • For faster filing or to learn more about Visa Auto Rental CDW, go to www.visa.com/eclaims.
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  • Emergency Card Replacement and Cash Disbursement. Get a replacement card or emergency cash, usually within 24 hours, if you report your card as lost or stolen.

    Zero fraud liability.3 You are protected with zero fraud liability.

    24-Hour Cardmember Service.
  • Click to Show/Hide Purchasing Power
  • Worldwide Acceptance. Millions of locations accept Visa credit cards.

    Purchase Security All Risk.2 Within the first ninety (90) days of the date of purchase, Purchase Security will at the Benefit Administrator’s option, replace, repair items, or reimburse you up to a maximum of $10,000 per claim and $50,000 per cardholder for eligible items of personal property purchased entirely with your eligible Visa card in the event of theft, or damage.

    Easy Cash Access. Use your card at more than 1 million ATMs worldwide.

    Warranty Manager Service.2 Protect and manage important purchases made with your Card. Call 1-800-551-8472 to register your purchases. For faster filing or to learn more about  the Visa Warranty Manager service, go to www.visa.com/eclaims. Either way, you'll receive:

    • Convenient electronic storage of all your warranty information in one easy-to-access place.
    • Extended Warranty Protection: doubles the period of repair service under the manufacturer’s written U.S. warranty up to a maximum of one (1) additional year on many items of personal property which have a valid original manufacturer’s written U.S. repair warranty of three (3) years or less and which you have purchased entirely on your eligible Visa card.
    • The option to extend your coverage with Visa Performance Guarantee.

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U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association as provided under the Cardmember Agreement and applicable law.


The creditor and issuer of the Ralphs rewards plus Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. and the card is available to United States residents only.

 ©2014  U.S. Bank National Association. All rights reserved.


1 Calculation doesn’t include Kroger Family of Brands purchases.
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2 Certain terms, restrictions and conditions apply. Refer to your Visa card "Guide to Benefits” terms for details.
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3 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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